The gold is not lent forward like the money on a bank account. Neither is it an ETF or a complex financial instrument where you do not know who owns what.
Own any amount you like
With Voima Account, you can exchange gold by the milligram. This means that you can buy and sell gold at your own pace.
Finland is one of the safest nations in the world, renowned for its stability and strong property rights. That is why Voima has its own vault in Finland, where it stores gold on behalf of the Customers.
You can withdraw your gold
You can withdraw the following bar sizes from Voima’s vault: 100 g and 1 kg. The bars can be picked up at Voima’s Helsinki office or you can order a shipment.
If you need help with your account, you could check out these instructions. Should you require support or would like to do transactions at our office, feel free to contact us.
Who are we?
Voima Gold Ltd.
We are Voima Gold Ltd.—or Voima in short. We are a Finnish company offering gold-based financial services. Our main product is a platform—called Voima Account—on which our Customers can exchange euros for gold and vice versa. The gold purchased through Voima is primarily stored in Voima’s own vaults in Finland, but it can also be withdrawn as bars.
Our company was founded in 2017 by Marko Viinikka to combat the shortcomings of the current financial and banking system. This system is based on debt and so it offers no solid ground for the future. People and societies need good banking, and that is what Voima is here for.
We serve retail, industrial, HNWI and institutional Customers alike. Bigger Customers are offered bespoke services, and industrial Customers have their own dedicated Voima Miners unit.
You can visit us by booking an appointment. This can be done by email or by phone. If you want to visit our Helsinki office, please remember to bring your ID with you.
Why do I need to identify myself in the account opening process?
For security reasons. The identification increases the security of Voima's services and enables Voima to provide and develop more services in the future. It responds to growing regulatory requirements, such as the prevention of terrorist financing and money laundering. The identification also makes it easier to add account-related services, such as business accounts.
The safe account fee is a yearly fee of 0.99%, and every day a division is set aside for a monthly installment paid in gold. In practice, this means that the following calculation is done daily: total amount of gold x 0.0099 / number of days in a year. On the first day of each month, the amount set aside during the previous month is charged from your gold account.
Voima Account is an account into which you transfer money from your bank account. After the money has been transferred, you can manage it in several ways, such as exchanging it for gold.
Yes. Within the Finnish borders, standard deliveries for 100-gram gold bars are available in exchange for a €50 fee per shipment. The shipment is handled by Posti, and the maximum value a parcel can contain is €15,000. This means that you can ship a maximum of two 100-gram gold bars per shipment. If you want to arrange shipping outside Finland, please contact Voima’s Customer care.
Please note that if you wish Voima to ship your gold bars to you, the gold is withdrawn from Voima's ecosystem. That is why you will also pay a €20 withdrawal fee per bar, as indicated on the pricing page.
Yes. You can exchange the gold on your Voima Account for euros, which is equivalent to selling it to Voima.
If you wish to sell your gold material, like bars or jewellery, you can bring it to Voima for a €100 fee. To do this, you need to book an appointment. The amount of pure gold in the batch will be analysed, after which the corresponding amount of gold is deposited into your Voima Account. You can then exchange it for euros.
In terms of the delivered material, Voima accepts gold bars, plates, jewellery and other gold items.
