Request a call

There was an error with sending the form

Thank you for your request!

We will get back to you as soon as possible—usually within one working day.

Contact us directly
+358 (0)9 612 1917

09:00–16:30 Helsinki time zone

Voima Better than a bank account

Do not worry about interest rates Savings account rates vs. Voima Account

A bank pays interest for your deposits because you are taking a risk by lending your money to the bank. With Voima Account, you own the gold on your account. In the case of bank deposits, you have to commit to keep your money on your bank account for the agreed term in order to earn interest. With Voima Account, you can withdraw your savings at any time you want.

Get a better savings account

Saving Protect your purchasing power with gold

Due to inflation, money loses its value over time. However, gold has stored its value throughout the ages. By exchanging your money for gold, you can safeguard your savings against inflation.

Start saving better

Protection from inflation A savings account does not protect your wealth from inflation like gold does

In general, the interest paid for savings account deposits has not covered the costs of inflation since 2008. On your Voima Account, your money is protected from inflation, and thus you know what and how much you pay for.

Voima Account

0.99% annual account fee

Savings account

6.25% yearly loss of value

Protect your money from inflation

For the patient saver Saving on a Voima Account

What would have happened had you saved €100 a month for your child for 18 years between 2003 and 2021?

Start today

Passed through generations Save up money for your children

Through Voima, you can also open a Voima Account for kids. This way you can protect your wealth from inflation through generations. Start saving for your children today!

Read how Voima can help your offspring

Voima Account

  • With gold, you protect your money from inflation.
  • With Voima's easy-to-use application, you can manage your savings wherever you go.
  • No fixed-term contracts: Deposit and withdraw your savings whenever your want.
  • Start saving today—with just €1 or more!

Voima Account compared to traditional banking

Gold on a Voima Account Traditional bank account
Preserves purchasing power Yes

This is based on historical data.


The euro has lost 84% of its value against gold since 1999.

Long-term risk Low

From a historical perspective, gold has never failed up to this point.


This is based on historical data.

Withdrawal Unlimited

On weekdays, only a 24-hour notice is needed.


There is usually a daily maximum.

Ownership You own the gold You do not own the money.

You own a bond. This means you lend your money to the bank, and they lend it forward to others.

The deposited amount
not lent out to others
100% Minimum 1%

This is in accordance with the ECB requirements.

Get a better savings account