Do not worry about interest rates Savings account rates vs. Voima Account
A bank pays interest for your deposits because you are taking a risk by lending your money to the bank. With Voima Account, you own the gold on your account. In the case of bank deposits, you have to commit to keep your money on your bank account for the agreed term in order to earn interest. With Voima Account, you can withdraw your savings at any time you want.
Get a better savings accountSaving Protect your purchasing power with gold
Due to inflation, money loses its value over time. However, gold has stored its value throughout the ages. By exchanging your money for gold, you can safeguard your savings against inflation.
Start saving betterProtection from inflation A savings account does not protect your wealth from inflation like gold does
In general, the interest paid for savings account deposits has not covered the costs of inflation since 2008. On your Voima Account, your money is protected from inflation, and thus you know what and how much you pay for.
Voima Account
0.99% annual account fee
Savings account
6.25% yearly loss of value
For the patient saver Saving on a Voima Account
What would have happened had you saved €100 a month for your child for 18 years between 2003 and 2021?
Start todayPassed through generations Save up money for your children
Through Voima, you can also open a Voima Account for kids. This way you can protect your wealth from inflation through generations. Start saving for your children today!
Read how Voima can help your offspringVoima Account
- With gold, you protect your money from inflation.
- With Voima's easy-to-use application, you can manage your savings wherever you go.
- No fixed-term contracts: Deposit and withdraw your savings whenever your want.
- Start saving today—with just €1 or more!
Voima Account compared to traditional banking
| Gold on a Voima Account | Traditional bank account | |
|---|---|---|
| Preserves purchasing power | Yes This is based on historical data. |
No The euro has lost 84% of its value against gold since 1999. |
| Long-term risk | Low From a historical perspective, gold has never failed up to this point. |
High This is based on historical data. |
| Withdrawal | Unlimited On weekdays, only a 24-hour notice is needed. |
Limited There is usually a daily maximum. |
| Ownership | You own the gold | You do not own the money. You own a bond. This means you lend your money to the bank, and they lend it forward to others. |
| The deposited amount not lent out to others |
100% | Minimum 1% This is in accordance with the ECB requirements. |
| Get a better savings account |