Weekdays
09:00–16:30 Helsinki time zone
The exchange rate dynamically reflects the price at which Voima can exchange gold. Voima's exchange rate is updated in real time, and the data comes through an API connection between Voima and nFusion Solutions.
Read more on how much gold costs at Voima.
Voima Account can hold both gold and euros.
| Opening an account | Free |
| Account fee | 0.99% Yearly rate, calculated on a daily basis and charged monthly in milligrams of gold, inc. 24% VAT |
| Exchange euros for gold | 1.99% VAT-exempt |
| Exchange gold for euros | 1.99% VAT-exempt |
| Deposit euros (by transfer) | Free |
| Deposit other currencies via OP | See 'Foreign currencies' |
| Deposit gold in Helsinki | €100 VAT-exempt, per deposit, charged in milligrams of gold |
| Deposit and exchange foreign currencies for euros (by transfer) | Free |
| Exchange foreign currencies for gold | 1.99% VAT-exempt |
| Exchange gold for foreign currencies | 1.99% VAT-exempt |
| Withdraw and exchange euros for foreign currencies (by transfer) | Free |
Read more about the accepted currencies. To transfer foreign currencies, please contact our Customer care.
| Withdraw euros (by transfer) | Free |
| Withdraw gold (physical) | €20 VAT-exempt, per bar (100 g or 1 kg), charged in euros or milligrams of gold |
| Withdraw Good Delivery bullion | Contact the Customer care |
| Ship withdrawn gold in Finland | €50 VAT-exempt, per shipment (max. two 100-gram bars), charged in euros or milligrams of gold, shipped as insured items through Posti |
Miners are Voima's respected partners, who help feed Voima’s gold-based ecosystem.
| Opening a Voima Account | Free |
| Account fee | 0.99% Yearly rate, calculated on a daily basis and charged monthly in milligrams of gold, inc. 24% VAT |
| Analysis fee | €100 VAT-exempt, per deposit, gold batches are charged in milligrams of gold |
| Exchange gold for euros | 1% VAT-exempt |
| Exchange euros for gold | 1.99% VAT-exempt |
| Exchange silver for euros | 5% VAT-exempt |
| Exchange platinum for euros | 5% VAT-exempt, minimum amount for platinum is 5 grams per batch |
| Exchange palladium for euros | 5% VAT-exempt, minimum amount for palladium is 5 grams per batch |
| Exchange rhodium for euros | Contact the Customer care VAT-exempt, minimum amount for rhodium is determined based on the composition of the batch |
| Withdraw euros (by transfer) | Free |
| Withdraw gold (physical) | As per the wholesale pricing VAT-exempt, charged in euros or milligrams of gold |
| Standard secure logistics in Finland | €50 per shipment VAT-exempt, operated by Nokas Finland Oy. Maximum value €150,000 per shipment, maximum weight 50 kg per shipment. The standard fees concern the logistics across Finland, with the exception of Lapland, North Ostrobothnia and Kainuu. If you wish to obtain logistics for these or other regions contact the Customer care. |
| Standard secure logistics from Sweden to Voima | Free Operated by UPS. Maximum value €50,000 per shipment. The service is available across Sweden and it concerns gold batches only. |
| Other logistics services | Contact the Customer care |
Standardised secure logistics services for Miners are currently available only for Miners operating in Finland and Sweden. Other logistics services are offered worldwide.
| Downloading our app | Free |
| Shipment of bars outside Finland | On request |
All of Voima's fees are listed above. This means there are no extra or hidden fees. If you require tailor-made service, please contact us so we can discuss whether additional costs might apply.