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Our story


Before founding Voima in July 2017, our CEO Marko Viinikka was working in asset management, where he witnessed first-hand the struggle of taking care of other people's money and investments. It dawned on him that this struggle is caused by an incompatibility between the clients and the financial system. He realised that most of these people are not looking for ways to get rich but rather to keep their purchasing power high and to pass their legacy on for the posterity. But since this is jeopardised by all sorts of complicated liabilities, Marko decided that it was high time to offer a noteworthy alternative.

Enter Voima

Marko provided the seed capital of the company, and soon further funding was acquired from individual investors. In early 2018, our office and our vault in Finland were officially opened, and in the following summer, the first mobile and online applications of Voima Account were launched.

Despite the young age of our company, we have proven we are on the right track by attracting Customers from various countries, such as Finland, Sweden, Germany, the Netherlands and the United States. The overall market conditions are, indeed, very favourable, because the demand for gold has been on the rise throughout the 21st century, partly as a result of reckless money printing. These factors are seen to radically increase the demand for Voima Account, since it provides a secure and easy-to-use savings account.

Today, we are 24 people strong, with an excellent track record of getting things done and a staunch commitment towards our purpose, mission and vision.


We believe that your future matters.
Hard work and doing the right thing matter.


To create the safest bank by leading the change to gold-based financial services.


To enable all to pursue their dreams with money that lasts.

Securing the finances

In total, Voima has raised roughly €3,700,000 in the form of shareholder equity since the incorporation in 2017. We have also received over €470,000 from a Finnish public organisation, Business Finland, in the form of research and development funding.

Furthermore, we have issued approximately €2,800,000 in capital loans.

Voima has a beneficial financing environment because of a number of factors, such as a wide, existing investor base of both local equity investors and debt financiers.

Media presence

1 February 2022

Gold garners interest as an investment—The investment's allure increases for the lay investor as money and stocks decrease in value

🇫🇮 Finnish—by Seura

19 April 2021

Gold-based banking | Marko Viinikka

🇫🇮 Finnish—by HS Futucast, on YouTube

3 March 2021

35 visions

🇫🇮 Finnish—by Helsingin Sanomat
Only accessible for subscribers

3 March 2021

5 visions on business

🇫🇮 Finnish—by Helsingin Sanomat
Only accessible for subscribers

5 September 2020

COVID crisis causes gold fever in market

🇫🇮 Finnish—by Arvopaperi
Only accessible for subscribers

7 January 2020

Gold price jumps 20 per cent within year

🇫🇮 Finnish—by Taloussanomat

10 August 2019

Unrest in the markets causes a price rally for gold—expert: the rise will continue

🇸🇪 Swedish—by Hufvudstadsbladet
Only accessible for subscribers

30 November 2017

Old cave of Finnish Defence Forces to be turned into storage place for gold

🇫🇮 Finnish—by Aamulehti