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Question

Are Customer assets segregated from Voima's balance sheet?

Answer

Yes. This means that the Customers' gold is not owned by Voima but rather by the Customers themselves.

This is crucially different from how modern banking is done: If you open an account at a bank, you agree to lend your money to them. So while you can use the money, it is nonetheless the bank's property and is thus listed on their balance sheet.

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