How is the account fee calculated?

The account fee is a yearly fee of 0.99%, and every day a portion is set aside for a monthly installment, which is paid in gold. In practice, this means that the following calculation is done daily: total amount of gold x 0.0099 / number of days in a year. On the first day of each month, the amount set aside during the previous month is charged from your gold account.

Let's take a look at an example. You have 100 grams of gold on your Voima Account on 1 January 2022. This year has 365 days, so on 1 January, 100 g x 0.0099 / 365 will be set aside. This equals roughly 0.0027 grams. The same calculation is done on each day of the month. Then, on February 1, approximately 0.084 grams are charged from your gold account for the 31 days of January.